Payments

How do I pay for a Bismideal purchase? Bismideal offers you multiple payment methods. Whatever your online mode of payment, you can rest assured that Bismideals trusted payment gateway partners use secure encryption technology to keep your transaction details confidential at all times.

You may use Internet Banking, Cash on Delivery and Wallet to make your purchase. Bismideal also accepts payments made using Visa, MasterCard, Maestro and American Express credit/debit cards in India and 21 other countries.

bismi privacy policy

Are there any hidden charges (Octroi or Sales Tax) when I make a purchase on Bismideal?

There are NO hidden charges when you make a purchase on Bismideal. The prices listed for all the items are final and all-inclusive. The price you see on the product page is exactly what you pay.

Delivery charges may be extra depending on the despatch centre and delivery point.

What is Cash on Delivery?

If you are not comfortable making an online payment on Bismideal.com, you can opt for the Cash on Delivery (C-o-D) payment method instead. With C-o-D you can pay in cash at the time of actual delivery of the product at your doorstep. Customer need to pay advance amount of rs 1000 (Advance Amount based on value of product) on COD if customer cancelled the order, company will refund the advance amount if it not delivered.

It is strictly a cash-only payment method. E-Gift Vouchers or store credit cannot be used for C-o-D orders. Foreign currency cannot be used to make a C-o-D payment. Only Indian Rupees accepted.

How do I pay using a credit/debit card?

We accept payments made by credit/debit cards issued in India and 21 other countries.

Credit cards

We accept payments made using Visa, MasterCard and American Express credit cards. To pay using your credit card at checkout, you will need your card number, expiry date, three-digit CVV number (found on the backside of your card). After entering these details, you will be redirected to the bank's page for entering the online 3D Secure password.

Debit cards

We accept payments made using Visa, MasterCard and Maestro debit cards. To pay using your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards), three-digit CVV number (optional for Maestro cards). You will then be redirected to your bank's secure page for entering your online password (issued by your bank) to complete the payment.

Internationally issued credit/debit cards cannot be used for Flyte, Wallet and eGV payments/top-ups.

Is it safe to use my credit/debit card on Bismideal?

Your online transaction on Bismideal is secure with the highest levels of transaction security currently available on the Internet. Bismideal uses 256-bit encryption technology to protect your card information while securely transmitting it to the respective banks for payment processing.

All credit card and debit card payments on Bismideal are processed through secure and trusted payment gateways managed by leading banks. Banks now use the 3D Secure password service for online transactions, providing an additional layer of security through identity verification.

What steps does Bismideal take to prevent card fraud?

Bismideal realizes the importance of a strong fraud detection and resolution capability. We and our online payments partners monitor transactions continuously for suspicious activity and flag potentially fraudulent transactions for manual verification by our team.

In the rarest of rare cases, when our team is unable to rule out the possibility of fraud categorically, the transaction is kept on hold, and the customer is requested to provide identity documents. The ID documents help us ensure that the purchases were indeed made by a genuine card holder. We apologise for any inconvenience that may be caused to customers and request them to bear with us in the larger interest of ensuring a safe and secure environment for online transactions.

What is a 3D Secure password?

The 3D Secure password is implemented by VISA and MasterCard in partnership with card issuing banks under the "Verified by VISA" and "Mastercard SecureCode" services, respectively.

The 3D Secure password adds an additional layer of security through identity verification for your online credit/debit card transactions. This password, which is created by you, is known only to you. This ensures that only you can use your card for online purchases.

How can I get the 3D Secure password for my credit/debit card?

You can register for the 3D Secure password for your credit/debit card by visiting your bank's website. The registration links for some of the banks have been provided below for easy reference:

State Bank of India

Axis Bank

Standard Chartered India

Deutsche Bank

IndusInd Bank

Oriental Bank of Commerce

ICICI Bank

Corporation Bank

Union Bank of India

Dhanlakshmi Bank

Federal Bank

South Indian Bank

HDFC Bank

Andhra Bank

Central Bank of India

IDBI Bank

Kotak Mahindra Bank

Vijaya Bank

Punjab National Bank

Bank of Baroda

Citibank

ING Vysya Bank

Karur Vysya Bank

Canara Bank

Can I use my bank's Internet Banking feature to make a payment?

Yes. Bismideal offers you the convenience of using your bank's Internet Banking service to make a payment towards your order. With this you can directly transfer funds from your bank account, while conducting a highly secure transaction.

We accept payment through Internet Banking for the following banks:

ABN Amro Bank

Bank of Bahrain and Kuwait

Bank of Rajasthan

Canara Bank

Corporation Bank

Federal Bank

ING Vysya Bank

Jammu & Kashmir Bank

Lakshmi Vilas Bank

South Indian Bank

State Bank of Mysore

Union Bank of India

Axis Bank

Bank of Baroda

Central Bank of India

Catholic Syrian Bank

Deutsche Bank

HDFC Bank

Indian Overseas Bank

Karnataka Bank

Oriental Bank of Commerce

Standard Chartered Bank

State Bank of Travancore

United Bank of India

Allahabad Bank

Bank of India

Citibank

Cosmos Bank

Development Credit Bank

ICICI Bank

Indian Bank

Karur Vysya Bank

Punjab National Bank

State Bank of Hyderabad

Syndicate Bank

Vijaya Bank

Andhra Bank

Bank of Maharashtra

City Union Bank

Dhanlaxmi Bank

DBS

IDBI Bank

IndusInd Bank

Kotak Mahindra Bank

Royal Bank of Scotland

State Bank of India

Tamilnad Mercantile Bank

YES Bank

How do I place a Cash on Delivery (C-o-D) order?

All items that have the "Cash on Delivery Available" icon are valid for order by Cash on Delivery.

Add the item(s) to your cart and proceed to checkout. When prompted to choose a payment option, select "Pay By Cash on Delivery". Enter the CAPTCHA text as shown, for validation.

Once verified and confirmed, your order will be processed for shipment in the time specified, from the date of confirmation. You will be required to make a cash-only payment to our courier partner at the time of delivery of your order to complete the payment.

Terms & Conditions

e-Gift Vouchers or Store Credit cannot be used for C-o-D orders.

Cash-only payment at the time of delivery.